Personal contract purchase (PCP) is a car finance agreement that typically lasts for 2 – 4 years. Buyers pay a deposit, and the size of the loan is equal to the amount the car’s value will fall over the length of the contract.

Anyone who has taken out a PCP contract in the last 10 years can pursue a claim.

Yes, you can.

Any broker, dealer or car finance provider that sold you a PCP contract is covered. Some well-known ones include:

• Moneybarn
• Zopa
• Car Finance 247
• Shawbrook Bank
• My Car Credit
• Zuto
• Bamboo
• Paragon Car Finance
• Blackhorse Finance

Even if your provider isn’t on the list, you can still make a claim with us.

We’re proud to offer a no-win-no-fee service. We ask for nothing upfront and in the unlikely event that your claim isn’t successful, you won’t have to pay anything.

An FCA investigation revealed that the average customer on a £10,000 PCP agreement over four years has been overcharged by more than £1,100.

Yes, you can claim for any PCP agreements you’ve had in the past 10 years.